My phone rang at 3:30am. It was a call from the tracking service energy tonic for elderly Mr. Jones, one of my clients that lived in a separate living facility across town. Apparently Mr. Jones had got up in the middle of the night to use the restroom, sat on the toilet and couldn't get back up again because he was so weak. Since I was the first person on the call list to respond in emergencies, I got up, grabbed my jacket and headed out the door.

As an example of our current economic state, allow me to show you what the figures are living products for seniors 100 men starting at age 25. Do you have any idea what will happen to those men by the time they are 65?

I recall the day I drove towards home after my daily trip to the facility in which she lived. It struck me with a jolt and I clenched the steering wheel.

The insect bites, blisters, wounds, bug bites, scratches, scrapes and allergic reactions are most frequent problems while camping. The kit should have all basic Home Living Aid to manage these issues.

I found out I was too competent. I was doing too many things for them. Our aim was to keep them in their home as long as possible. I found out, when I did so many things for them, they let me. It became counter productive. They grew less independent and relied on me too much. Just like teaching a child to tie their shoe. If you always tie their shoe, they will never remember how to do it themselves. Together with our parents, if we always take care of it, they will soon forget how to do it and slip into dependence.

Had it not been independent living for the elderly the government financial aid we obtained through faculty scholarships and grants, we may have had to refinance our home to support him and the tuition for his ever changing career and education choices. After paying for the first four years of his college education out of pocket, we started looking into scholarships for postsecondary school. Halfway through it was faculty grants for law school.

What is the state of their health? If they have a living will or other directives for health care? If they do, what are they? And if they don't, should they?

Yes! Many senior citizens pay a greater percentage of their income for housing, than people in other age groups. Also, years of experience has shown that seniors tend to be good credit risks. For that reason, many lenders have more lenient standards for seniors. Often, seniors are approved for a higher debt ratio than normal.